THE VACATION SAVINGS ACCOUNT - LAUNCHING 2027
The perk your
people will
actually use
Employer-matched travel savings, funded by payroll — real engagement and retention, at a cost you set.
See what your people experience.
HR is asked to do more with less - while the pressure on their people keeps rising.
The forces pulling on engagement and loyalty are intensifying:
Return-to-office friction
RTO mandates may strain goodwill. People want to feel valued, not policed.
AI-driven uncertainty
Anxiety about what AI changes - and where they stand - is real and rising.
Stress and Disconnection
Burnout is up and belonging is down; engagement slips quietly.
What if the benefit
your people value the most
cost you the least?
A travel savings benefit.
Funded by work,
spent on living.
Automatic Contributions
Employees set a goal; contributions come out automatically each paycheck.
Employees save through payroll. Employers add a match they choose and cap — after-tax, no ERISA, simple to administer.
A match you control & can budget
Set match as fixed or % of savings; capped and paid only at redemption
Employee choice in travel
Redemption across broad travel marketplaces your employees trust
High Intent. Low Cost.
Meaningful Engagement.
The reason it works is human. Most perks are used once and forgotten.
A VSA-funded trip becomes a memory employees keep, and appreciation for who made it possible.
78%
would participate if their employer offered VSA65%
chose travel over other financial & wellness perks~$200
annual employer match to drive itSource: VSA Employee Survey, U.S. working professionals (n=386), 2026
Employers are already shifting budget into flexible Lifestyle Spending Accounts (LSAs) — but most of those dollars fragment into stipends and perks only some people use.
VSA is a save-and-match vehicle for the one thing nearly all employees want — travel.
A benefit
everyone can use.
Near Universal & Inclusive
Unlike other lifestyle perks, nearly everyone wants to travel.
Gets PTO Taken
People save toward a chosen trip and actually take the time off.
Experience Economy
Employees - especially younger generations - value experiences over things.
Secure by design.
Held at an FDIC-insured bank, not on VSA’s books
Travel-locked card — spends only where it's meant to
Employee withdrawals available for hardship and when employee leaves company
Simple, compliant administration — no new liability for HR
Banking Partner for VSA
Created by the pioneer in travel loyalty.
VSA comes from Mark Lacek - co-creator of the original WorldPerks program from Northwest Airlines, and the first frequent-flyer credit card.
Mark and his team have since helped build or manage loyalty programs for Delta, Cathay Pacific, ANA, SAS, Sun Country, Starwood, Hyatt, National Car Rental, Best Buy and Luxottica. The team that made loyalty work for the world’s biggest travel brands is now building it for the American workforce.
Mark Lacek, Founder & CEO
We do the heavy lifting.
You get the glory.
1.Connect Payroll
We handle the integration
and setup.
2.Set Your Match
You choose the contribution
and cap.
3.Employees enroll
They opt in and set goals - VSA runs the rest.
LIMITED FOUNDING COHORT - 2026
Be one of the first.
Shape what VSA becomes.
We’re selecting a small group of founding employers and benefits partners to launch VSA. Founding partners get preferred terms, a direct line to the founder, roadmap input and media recognition as pioneers.
